Visa

QR-payments. Simplified

project

Two mobile applications — B2B and B2C — that help consumers and businesses perform transactions. P2P money transfers in apps are made using native support of QR-code scan on mobile devices.

We were working on the development of an ecosystem of two applications: B2B and B2C. B2B application is intended for sellers, and B2C is for buyers. Applications should provide convenient and secure use of mobile transactions both for companies and for individuals. Moreover, the payments had to be implemented using QR codes within the mVisa technology.

B2B
B2C
Mobile Banking
QR-Recognition
iOS
Android

Challenge

Usually, the companies dealing with payment systems have lots of vendors, and this project is not an exception: mobile applications must meet the needs of different companies, because the client works with both the largest European retailers and small horeca companies. Lots of stakeholders, different goals, very little time. We had to fulfill the needs of end users that don’t want to pay with cash (that’s one!). Small horeca-companies, that can’t afford payment terminals, and therefore a mobile solution would fit perfectly — that’s two!

B2B Application

While working on the interface design, we implemented Visa guidelines and combined them with the best local practices and patterns. Local solutions helped us understand the patterns and flows that are familiar to users in the application, at the same time we cut off the cases that wouldn’t work on the Ukrainian market. While designing the B2B application, we implemented the needs of both large retailers and small retail chains — beauty salons, coffee houses, and diners. Having a variety of feedback, we compiled and prioritized the backlog, estimated by three criteria: importance for end users, importance for business, complexity of implementation.

Results

In the shortest possible time — 5 months — we developed mobile applications for B2B and B2C segments. By implementing prototypes and quickly responding to changes in requests, we saved a significant share of resources and time, and non-standard architectural solutions provided the flexibility of the developed applications. Module structures are universal, thus our solutions can be used as single applications, connected to any Visa partner applications or linked to various types of applications.

Challenge

Usually, the companies dealing with payment systems have lots of vendors, and this project is not an exception: mobile applications must meet the needs of different companies, because the client works with both the largest European retailers and small horeca companies. Lots of stakeholders, different goals, very little time. We had to fulfill the needs of end users that don’t want to pay with cash (that’s one!). Small horeca-companies, that can’t afford payment terminals, and therefore a mobile solution would fit perfectly — that’s two!

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QR-payments. Simplified